Tuesday, April 14, 2020

Simple Tips To Prevent Identity Theft

Identity theft is a growing concern for many people. Spotlighted often on the news and shows like Dateline, identity theft is a very scary subject and can cause the victim all kinds of emotional pain and financial trouble.

Identity theft can occur in numerous ways such as by someone using your social security number, checks, credit cards, drivers license and much more. Luckily, there are many easy tips you can use to keep yourself more secure. By no means will they be completely effective but they can make you less likely to be a random victim.

Documents are the biggest problem for most people. From bank statements to medical bills, you get mail constantly that is full of your personal information.

You'd think in this computer-centric world, they could finally put a stop to all of these paper bills and documents and just send you everything electronically but that's not going to happen yet.

Until it does, make sure you shred everything that has your personal information on it. This can be a daunting task to do by hand so an electric shredder is the best way to go. The shredded paper is great for rodent bedding if you have children with small pets or want a pet.

In addition to documents, there are many things that should be common knowledge but can be overlooked. Never carry your checkbook, birth certificate, or social security card in your wallet or purse.

Checks are absolutely horrible: They not only have your personal information, they have your bank account number and routing number right there. Some people even put their social security number right on the check!

DO NOT do that. A little common sense and knowledge can go a long way in protecting you from identity theft.